🌍 ClimateRiskCheck

Natural Disaster Risk in Fentress County

Tennessee

5.9out of 10
Moderate Risk

Risk Summary for Fentress County

Fentress County scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Landslide Cold Wave

All 18 Hazard Scores

Lightning
9.5
Landslide
8.4
Cold Wave
7.4
Wildfire
7.2
Winter Weather
7.2
Earthquake
6.5
Hurricane
6.4
Strong Wind
5.7
Hail
5.7
Tornado
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.6
Avalanche
4.5
Drought
4.0
Extreme Heat
1.8
Riverine Flooding
1.0

How it compares

Fentress County
5.9
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fentress County, Tennessee

Fentress County, in the United States in Tennessee, is characterized by its humid subtropical climate β€” hot summers, mild winters, and transitional weather patterns. The county faces tornado risk in both spring and fall, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Fentress County carries an overall risk score of 5.9/10, placing it in the moderate category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to landslide and cold wave.

Within Tennessee, Fentress County's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Fentress County identifies lightning as the foremost hazard, followed by landslide and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Fentress County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that lightning exposure is adequately protected is a worthwhile step for property owners.

What this means for Fentress County: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Cities in Fentress County

ZIP codes in Fentress County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.