🌍 ClimateRiskCheck

Natural Disaster Risk in Brownfield

Texas

5.6out of 10
Moderate Risk

Risk Summary for Brownfield

Brownfield scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Cold Wave

All 18 Hazard Scores

Hail
9.7
Drought
9.5
Cold Wave
9.0
Winter Weather
6.7
Strong Wind
6.6
Wildfire
6.4
Tornado
6.0
Hurricane
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.2
Extreme Heat
3.9
Lightning
3.4
Earthquake
2.7
Landslide
1.3
Riverine Flooding
1.0

How it compares

Brownfield
5.6
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Brownfield, Texas

Brownfield, in Terry County, is a city of approximately 10,055 residents situated in the arid interior West. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Brownfield residents and property owners must navigate.

Brownfield's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include drought and cold wave.

Within Texas, Brownfield's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Terry County identifies hail as the foremost hazard, followed by drought and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Brownfield's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Brownfield: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Brownfield

These city-level factors differentiate Brownfield from other communities in Terry County and provide geographic context for its hazard exposure.

Population

10,055

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.4/10

Coordinates

33.1348Β° N, 102.3058Β° W

Terry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Brownfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Brownfield

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.