Natural Disaster Risk in Terry County

Natural Hazard Profile: Terry County, Texas

Terry County, in the United States in Texas, is characterized by its diverse climate — an exceptionally varied climate from humid subtropical in the east to desert in the west. The county faces overlapping tornado, hurricane, flood, and drought seasons, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Terry County carries an overall risk score of 5.6/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to drought and cold wave.

Within Texas, Terry County's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Terry County identifies hail as the foremost hazard, followed by drought and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Terry County residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.