🌍 ClimateRiskCheck

Natural Disaster Risk in Cameron County

Texas

8.0out of 10
Very High Risk

Risk Summary for Cameron County

Cameron County scores 8.0/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hurricane Extreme Heat

All 18 Hazard Scores

Cold Wave
10.0
Hurricane
9.9
Extreme Heat
9.8
Hail
9.7
Coastal Flooding
9.5
Ice Storm
9.5
Strong Wind
8.9
Winter Weather
8.8
Tornado
8.7
Wildfire
8.6
Drought
8.5
Lightning
8.5
Earthquake
5.7
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.5
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Cameron County
8.0
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cameron County, Texas

Cameron County is located in the United States in Texas, home to roughly 420,083 residents. The county experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Cameron County's composite natural disaster risk at 8.0 out of 10 β€” very high risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for hurricane and heat risk in their preparedness planning.

Cameron County's risk score, considerably above the 5.6/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Cameron County, the highest-scoring are cold wave, hurricane, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Given Cameron County's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.

What this means for Cameron County: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Cities in Cameron County

ZIP codes in Cameron County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.