🌍 ClimateRiskCheck

Natural Disaster Risk in South Padre Island

Texas

8.0out of 10
Very High Risk

Risk Summary for South Padre Island

South Padre Island scores 8.0/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hurricane Extreme Heat

All 18 Hazard Scores

Cold Wave
10.0
Hurricane
9.9
Extreme Heat
9.8
Hail
9.7
Coastal Flooding
9.5
Ice Storm
9.5
Strong Wind
8.9
Winter Weather
8.8
Tornado
8.7
Wildfire
8.6
Drought
8.5
Lightning
8.5
Earthquake
5.7
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.5
Avalanche
4.5
Riverine Flooding
1.0

How it compares

South Padre Island
8.0
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: South Padre Island, Texas

South Padre Island, in Cameron County, is a town of roughly 2,935 residents situated along the Gulf Coast. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that South Padre Island residents and property owners must navigate.

According to FEMA's National Risk Index, South Padre Island carries an overall risk score of 8.0/10, placing it in the very high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to hurricane and heat.

Within Texas, South Padre Island's risk is, considerably above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Cameron County identifies cold wave as the foremost hazard, followed by hurricane and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Given South Padre Island's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.

What this means for South Padre Island: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for South Padre Island

These city-level factors differentiate South Padre Island from other communities in Cameron County and provide geographic context for its hazard exposure.

Population

2,935

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 26.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.6/10

Coordinates

26.2474Β° N, 97.1969Β° W

Cameron County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for South Padre Island

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in South Padre Island

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.