🌍 ClimateRiskCheck

Natural Disaster Risk in Grandfalls

Texas

4.9out of 10
Moderate Risk

Risk Summary for Grandfalls

Grandfalls scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Hail Strong Wind

All 18 Hazard Scores

Wildfire
7.8
Hail
7.3
Strong Wind
6.5
Drought
6.4
Winter Weather
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.7
Extreme Heat
4.7
Ice Storm
4.6
Avalanche
4.5
Lightning
4.4
Tornado
3.6
Earthquake
3.1
Cold Wave
2.9
Landslide
1.3
Riverine Flooding
1.0

How it compares

Grandfalls
4.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Grandfalls, Texas

Grandfalls, in Ward County, is a small community of about 620 situated in the Deep South. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Grandfalls residents and property owners must navigate.

Grandfalls's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include hail and wind.

Within Texas, Grandfalls's risk is, slightly below the 5.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Ward County identifies wildfire as the foremost hazard, followed by hail and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Grandfalls's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Grandfalls: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Grandfalls

These city-level factors differentiate Grandfalls from other communities in Ward County and provide geographic context for its hazard exposure.

Population

620

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.8/10

Coordinates

31.3605Β° N, 102.8603Β° W

Ward County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Grandfalls

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Grandfalls

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.