Natural Disaster Risk in Ward County
Texas
4.9out of 10
Risk Summary for Ward County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Wildfire Hail Strong Wind
All 18 Hazard Scores
Wildfire 7.8
Hail 7.3
Strong Wind 6.5
Drought 6.4
Winter Weather 6.3
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Hurricane 4.7
Extreme Heat 4.7
Ice Storm 4.6
Avalanche 4.5
Lightning 4.4
Tornado 3.6
Earthquake 3.1
Cold Wave 2.9
Landslide 1.3
Riverine Flooding 1.0
How it compares
Ward County 4.9
Texas avg. 5.6
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Ward County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.