🌍 ClimateRiskCheck

Natural Disaster Risk in McMullen County

Texas

3.2out of 10
Low Risk

Risk Summary for McMullen County

McMullen County scores 3.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tsunami Volcanic Activity

All 18 Hazard Scores

Hurricane
7.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.6
Avalanche
4.5
Wildfire
3.7
Cold Wave
2.7
Ice Storm
2.6
Hail
2.2
Extreme Heat
2.2
Tornado
2.0
Strong Wind
1.5
Landslide
1.5
Winter Weather
1.4
Earthquake
1.3
Lightning
1.3
Riverine Flooding
1.0

How it compares

McMullen County
3.2
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: McMullen County, Texas

McMullen County is located in the United States in Texas, home to roughly 600 residents. The county experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates McMullen County's composite natural disaster risk at 3.2 out of 10 β€” low risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for tsunami and volcano risk in their preparedness planning.

McMullen County's risk score, considerably below the 5.6/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for McMullen County, the highest-scoring are hurricane, tsunami, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

McMullen County carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” hurricane β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for McMullen County: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Cities in McMullen County

ZIP codes in McMullen County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.