Natural Disaster Risk in American Fork
Utah
7.4out of 10
Risk Summary for American Fork
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Avalanche Earthquake Lightning
All 18 Hazard Scores
Wildfire 9.9
Earthquake 9.9
Lightning 9.9
Avalanche 9.9
Volcanic Activity 9.7
Extreme Heat 9.5
Winter Weather 9.5
Strong Wind 8.9
Landslide 7.9
Drought 7.2
Tornado 5.9
Ice Storm 5.9
Tsunami 5.4
Coastal Flooding 4.9
Cold Wave 4.9
Hail 4.0
Hurricane 2.4
Riverine Flooding 1.0
How it compares
American Fork 7.4
Utah avg. 5.5
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in American Fork
Other cities in Utah
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.