Natural Disaster Risk in Clearfield
Utah
Risk Summary for Clearfield
Clearfield scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Clearfield, Utah
Located in the Great Plains in Davis County, Clearfield is a city of 71,812 residents. The semi-arid climate that characterizes this part of Utah β marked by dry conditions, hot summers, and heavy mountain snowfall β directly influences the types and severity of natural hazards present, making Clearfield a community where hazard awareness has real practical value.
Clearfield's overall natural disaster risk is rated 7.0/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include earthquake and lightning.
Relative to other U.S. communities, Clearfield's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.5/10 state average. The hazard distribution here is led by avalanche and earthquake, as measured by FEMA across Davis County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a high natural disaster risk rating, Clearfield residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.
What this means for Clearfield: Avalanche preparedness
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Local Factors for Clearfield
These city-level factors differentiate Clearfield from other communities in Davis County and provide geographic context for its hazard exposure.
Population
71,812
UrbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 41.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 9.2/10
Coordinates
41.1207Β° N, 112.0613Β° W
Davis County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Clearfield
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Clearfield
Other cities in Utah
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.