Natural Disaster Risk in Grand Isle
Vermont
Risk Summary for Grand Isle
Grand Isle scores 3.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Grand Isle, Vermont
Grand Isle is a small community of about 2,278 in Grand Isle County, along the northeastern Atlantic Seaboard. The area experiences long, snowy winters and cool summers, with nor'easters and spring flooding from snowmelt shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Grand Isle.
FEMA rates Grand Isle's composite natural disaster risk at 3.2 out of 10 — low risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for tsunami and volcano risk in their preparedness planning.
Grand Isle's risk score, considerably below the 5.1/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Grand Isle County, the highest-scoring are hurricane, tsunami, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Grand Isle carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — hurricane — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Grand Isle: Hurricane preparedness
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
Local Factors for Grand Isle
These city-level factors differentiate Grand Isle from other communities in Grand Isle County and provide geographic context for its hazard exposure.
Population
2,278
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 44.7°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 1.6/10
Coordinates
44.7184° N, 73.2984° W
Grand Isle County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Grand Isle
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Grand Isle
Other cities in Vermont
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.