🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 05458

Grand Isle, Vermont

3.2out of 10
Low Risk

Risk Summary for ZIP 05458

ZIP 05458 scores 3.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tsunami Volcanic Activity

All 18 Hazard Scores

Hurricane
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.5
Earthquake
3.9
Lightning
3.1
Winter Weather
2.8
Extreme Heat
2.5
Strong Wind
2.3
Landslide
2.0
Cold Wave
1.9
Tornado
1.7
Drought
1.7
Wildfire
1.6
Hail
1.4
Riverine Flooding
1.0

How it compares

ZIP 05458
3.2
Vermont avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 05458, Vermont

Located along the northeastern Atlantic Seaboard, ZIP 05458 serves the Grand Isle community. The humid continental climate of this part of Vermont β€” bringing long, snowy winters and cool summers β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 05458's overall natural disaster risk is rated 3.2/10 (Low) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include tsunami and volcano.

Relative to other U.S. communities, ZIP 05458's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.1/10 state average. The hazard distribution here is led by hurricane and tsunami, as measured by FEMA across Vermont. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 05458 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” hurricane β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 05458: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Risk for the surrounding area

Local Factors for ZIP 05458

These city-level factors differentiate ZIP 05458 from other communities in Vermont County and provide geographic context for its hazard exposure.

Population

2,278

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

44.7184Β° N, 73.2984Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 05458

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Vermont

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.