Natural Disaster Risk β ZIP Code 05458
Grand Isle, Vermont
Risk Summary for ZIP 05458
ZIP 05458 scores 3.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 05458, Vermont
Located along the northeastern Atlantic Seaboard, ZIP 05458 serves the Grand Isle community. The humid continental climate of this part of Vermont β bringing long, snowy winters and cool summers β directly shapes the hazard exposure for properties in this postal area.
ZIP 05458's overall natural disaster risk is rated 3.2/10 (Low) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include tsunami and volcano.
Relative to other U.S. communities, ZIP 05458's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.1/10 state average. The hazard distribution here is led by hurricane and tsunami, as measured by FEMA across Vermont. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
ZIP 05458 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β hurricane β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for ZIP 05458: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Risk for the surrounding area
Local Factors for ZIP 05458
These city-level factors differentiate ZIP 05458 from other communities in Vermont County and provide geographic context for its hazard exposure.
Population
2,278
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 44.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.6/10
Coordinates
44.7184Β° N, 73.2984Β° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 05458
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in Vermont
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1β10 across all US counties. This information is for general awareness only β consult official emergency management resources and a licensed insurer for property-specific advice.