🌍 ClimateRiskCheck

Natural Disaster Risk in North Hero

Vermont

3.2out of 10
Low Risk

Risk Summary for North Hero

North Hero scores 3.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tsunami Volcanic Activity

All 18 Hazard Scores

Hurricane
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.5
Earthquake
3.9
Lightning
3.1
Winter Weather
2.8
Extreme Heat
2.5
Strong Wind
2.3
Landslide
2.0
Cold Wave
1.9
Tornado
1.7
Drought
1.7
Wildfire
1.6
Hail
1.4
Riverine Flooding
1.0

How it compares

North Hero
3.2
Vermont avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: North Hero, Vermont

North Hero, in Grand Isle County, is a small community of about 1,263 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings long, snowy winters and cool summers, and in particular nor'easters and spring flooding from snowmelt. These conditions collectively define the natural hazard environment that North Hero residents and property owners must navigate.

North Hero's overall natural disaster risk is rated 3.2/10 (Low) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include tsunami and volcano.

Within Vermont, North Hero's risk is, considerably below the 5.1/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Grand Isle County identifies hurricane as the foremost hazard, followed by tsunami and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

North Hero carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” hurricane β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for North Hero: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for North Hero

These city-level factors differentiate North Hero from other communities in Grand Isle County and provide geographic context for its hazard exposure.

Population

1,263

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

44.8344Β° N, 73.2669Β° W

Grand Isle County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for North Hero

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in North Hero

Other cities in Vermont

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.