Natural Disaster Risk in North Hero
Vermont
Risk Summary for North Hero
North Hero scores 3.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: North Hero, Vermont
North Hero, in Grand Isle County, is a small community of about 1,263 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings long, snowy winters and cool summers, and in particular nor'easters and spring flooding from snowmelt. These conditions collectively define the natural hazard environment that North Hero residents and property owners must navigate.
North Hero's overall natural disaster risk is rated 3.2/10 (Low) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include tsunami and volcano.
Within Vermont, North Hero's risk is, considerably below the 5.1/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Grand Isle County identifies hurricane as the foremost hazard, followed by tsunami and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
North Hero carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β hurricane β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for North Hero: Hurricane preparedness
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
- Know your evacuation zone and route before hurricane season begins each June.
Local Factors for North Hero
These city-level factors differentiate North Hero from other communities in Grand Isle County and provide geographic context for its hazard exposure.
Population
1,263
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 44.8Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.6/10
Coordinates
44.8344Β° N, 73.2669Β° W
Grand Isle County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for North Hero
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in North Hero
Other cities in Vermont
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.