Natural Disaster Risk — ZIP Code 05474

Natural Hazard Profile: ZIP 05474, Vermont

ZIP 05474 in North Hero sits along the northeastern Atlantic Seaboard. Its humid continental climate produces long, snowy winters and cool summers, and notably nor'easters and spring flooding from snowmelt. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 05474 carries an overall risk score of 3.2/10, placing it in the low category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to tsunami and volcano.

Within Vermont, ZIP 05474's risk is, considerably below the 5.1/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Vermont identifies hurricane as the foremost hazard, followed by tsunami and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 05474 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — hurricane — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.