🌍 ClimateRiskCheck

Natural Disaster Risk in Carroll County

Virginia

5.9out of 10
Moderate Risk

Risk Summary for Carroll County

Carroll County scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Cold Wave

All 18 Hazard Scores

Landslide
9.4
Avalanche
9.2
Cold Wave
9.1
Hurricane
7.4
Drought
6.7
Ice Storm
6.4
Wildfire
6.1
Lightning
5.6
Earthquake
5.4
Tsunami
5.4
Winter Weather
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.5
Strong Wind
4.2
Tornado
3.9
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Carroll County
5.9
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Carroll County, Virginia

Situated in the United States, Carroll County in Virginia experiences a humid subtropical climate marked by hot, humid summers and four distinct seasons. Hurricane and nor'easter exposure is a defining feature of the regional hazard profile that affects residents and property owners countywide.

FEMA rates Carroll County's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for avalanche and cold wave risk in their preparedness planning.

Relative to other U.S. communities, Carroll County's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Carroll County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Carroll County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Carroll County: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Cities in Carroll County

ZIP codes in Carroll County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.