🌍 ClimateRiskCheck

Natural Disaster Risk in Hillsville

Virginia

5.9out of 10
Moderate Risk

Risk Summary for Hillsville

Hillsville scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Cold Wave

All 18 Hazard Scores

Landslide
9.4
Avalanche
9.2
Cold Wave
9.1
Hurricane
7.4
Drought
6.7
Ice Storm
6.4
Wildfire
6.1
Lightning
5.6
Earthquake
5.4
Tsunami
5.4
Winter Weather
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.5
Strong Wind
4.2
Tornado
3.9
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Hillsville
5.9
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hillsville, Virginia

Located in the interior eastern United States in Carroll County, Hillsville is a town of roughly 9,210 residents. The humid subtropical climate that characterizes this part of Virginia β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Hillsville a community where hazard awareness has real practical value.

Hillsville's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include avalanche and cold wave.

Relative to other U.S. communities, Hillsville's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Carroll County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Hillsville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Hillsville: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Hillsville

These city-level factors differentiate Hillsville from other communities in Carroll County and provide geographic context for its hazard exposure.

Population

9,210

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

36.7661Β° N, 80.7005Β° W

Carroll County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hillsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hillsville

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.