🌍 ClimateRiskCheck

Natural Disaster Risk in Colonial Heights

Virginia

6.8out of 10
High Risk

Risk Summary for Colonial Heights

Colonial Heights scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Earthquake Hurricane

All 18 Hazard Scores

Coastal Flooding
9.2
Earthquake
9.1
Hurricane
9.1
Extreme Heat
8.8
Winter Weather
8.8
Ice Storm
8.6
Lightning
8.4
Tornado
8.0
Strong Wind
7.2
Drought
6.5
Tsunami
5.4
Landslide
5.3
Wildfire
5.1
Hail
5.1
Volcanic Activity
5.1
Avalanche
4.5
Cold Wave
1.8
Riverine Flooding
1.0

How it compares

Colonial Heights
6.8
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Colonial Heights, Virginia

Located along the mid-Atlantic coast in Chesterfield County, Colonial Heights is a city of approximately 26,628 residents. The humid subtropical climate that characterizes this part of Virginia β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Colonial Heights a community where hazard awareness has real practical value.

FEMA rates Colonial Heights's composite natural disaster risk at 6.8 out of 10 β€” high risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for earthquake and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Colonial Heights's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.1/10 state average. The hazard distribution here is led by coastal flood and earthquake, as measured by FEMA across Chesterfield County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Colonial Heights residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Colonial Heights: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Colonial Heights

These city-level factors differentiate Colonial Heights from other communities in Chesterfield County and provide geographic context for its hazard exposure.

Population

26,628

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.1/10

Coordinates

37.2891Β° N, 77.4006Β° W

Chesterfield County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Colonial Heights

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Colonial Heights

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.