Natural Disaster Risk in Chesterfield County
Virginia
6.8out of 10
Risk Summary for Chesterfield County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Coastal Flooding Earthquake Hurricane
All 18 Hazard Scores
Coastal Flooding 9.2
Earthquake 9.1
Hurricane 9.1
Extreme Heat 8.8
Winter Weather 8.8
Ice Storm 8.6
Lightning 8.4
Tornado 8.0
Strong Wind 7.2
Drought 6.5
Tsunami 5.4
Landslide 5.3
Wildfire 5.1
Hail 5.1
Volcanic Activity 5.1
Avalanche 4.5
Cold Wave 1.8
Riverine Flooding 1.0
How it compares
Chesterfield County 6.8
Virginia avg. 5.1
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Chesterfield County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.