🌍 ClimateRiskCheck

Natural Disaster Risk in Hampton County

Virginia

5.7out of 10
Moderate Risk

Risk Summary for Hampton County

Hampton County scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Extreme Heat

All 18 Hazard Scores

Coastal Flooding
9.7
Hurricane
9.0
Extreme Heat
8.2
Earthquake
6.9
Lightning
6.9
Ice Storm
6.9
Strong Wind
6.7
Tornado
6.2
Cold Wave
6.2
Tsunami
5.4
Volcanic Activity
5.1
Hail
5.0
Avalanche
4.5
Winter Weather
3.9
Wildfire
3.4
Landslide
1.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Hampton County
5.7
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hampton County, Virginia

Hampton County, in the United States in Virginia, is characterized by its humid subtropical climate β€” hot, humid summers and four distinct seasons. The county faces hurricane and nor'easter exposure, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Hampton County carries an overall risk score of 5.7/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and heat.

Within Virginia, Hampton County's risk is, slightly above the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hampton County identifies coastal flood as the foremost hazard, followed by hurricane and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Hampton County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Hampton County: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Cities in Hampton County

ZIP codes in Hampton County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.