🌍 ClimateRiskCheck

Natural Disaster Risk in Moseley

Virginia

6.8out of 10
High Risk

Risk Summary for Moseley

Moseley scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Earthquake Hurricane

All 18 Hazard Scores

Coastal Flooding
9.2
Earthquake
9.1
Hurricane
9.1
Extreme Heat
8.8
Winter Weather
8.8
Ice Storm
8.6
Lightning
8.4
Tornado
8.0
Strong Wind
7.2
Drought
6.5
Tsunami
5.4
Landslide
5.3
Wildfire
5.1
Hail
5.1
Volcanic Activity
5.1
Avalanche
4.5
Cold Wave
1.8
Riverine Flooding
1.0

How it compares

Moseley
6.8
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Moseley, Virginia

Moseley, in Chesterfield County, is a city of approximately 17,586 residents situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular hurricane and nor'easter exposure. These conditions collectively define the natural hazard environment that Moseley residents and property owners must navigate.

According to FEMA's National Risk Index, Moseley carries an overall risk score of 6.8/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to earthquake and hurricane.

Within Virginia, Moseley's risk is, considerably above the 5.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Chesterfield County identifies coastal flood as the foremost hazard, followed by earthquake and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Moseley residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Moseley: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Moseley

These city-level factors differentiate Moseley from other communities in Chesterfield County and provide geographic context for its hazard exposure.

Population

17,586

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.1/10

Coordinates

37.4087Β° N, 77.7847Β° W

Chesterfield County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Moseley

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Moseley

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.