🌍 ClimateRiskCheck

Natural Disaster Risk in Bob White

West Virginia

5.3out of 10
Moderate Risk

Risk Summary for Bob White

Bob White scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Wildfire

All 18 Hazard Scores

Avalanche
9.6
Landslide
9.2
Wildfire
7.7
Extreme Heat
6.5
Hurricane
6.3
Lightning
5.6
Strong Wind
5.4
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.1
Coastal Flooding
4.9
Earthquake
4.6
Winter Weather
4.6
Hail
3.4
Cold Wave
2.4
Tornado
2.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Bob White
5.3
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bob White, West Virginia

Located in the interior eastern United States in Boone County, Bob White is a small unincorporated community. The humid continental climate that characterizes this part of West Virginia β€” marked by cold winters, warm summers, and mountainous terrain that intensifies flooding β€” directly influences the types and severity of natural hazards present, making Bob White a community where hazard awareness has real practical value.

FEMA rates Bob White's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for landslide and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Bob White's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.0/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Boone County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Bob White residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Bob White: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Bob White

These city-level factors differentiate Bob White from other communities in Boone County and provide geographic context for its hazard exposure.

Population

440

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.7/10

Coordinates

37.9560Β° N, 81.7254Β° W

Boone County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bob White

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bob White

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.