🌍 ClimateRiskCheck

Natural Disaster Risk in Clear Fork

West Virginia

5.2out of 10
Moderate Risk

Risk Summary for Clear Fork

Clear Fork scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Cold Wave

All 18 Hazard Scores

Avalanche
9.6
Landslide
9.5
Cold Wave
7.9
Wildfire
7.8
Hurricane
6.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.8
Lightning
4.7
Winter Weather
4.5
Strong Wind
3.6
Ice Storm
3.4
Hail
3.1
Extreme Heat
2.6
Drought
2.5
Tornado
2.0
Riverine Flooding
1.0

How it compares

Clear Fork
5.2
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clear Fork, West Virginia

Clear Fork, in Wyoming County, is a small community of about 890 situated in the interior eastern United States. Its humid continental climate brings cold winters, warm summers, and mountainous terrain that intensifies flooding, and in particular flash flooding and winter storms. These conditions collectively define the natural hazard environment that Clear Fork residents and property owners must navigate.

According to FEMA's National Risk Index, Clear Fork carries an overall risk score of 5.2/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to landslide and cold wave.

Within West Virginia, Clear Fork's risk is, near the 5.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Wyoming County identifies avalanche as the foremost hazard, followed by landslide and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Clear Fork's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Clear Fork: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Clear Fork

These city-level factors differentiate Clear Fork from other communities in Wyoming County and provide geographic context for its hazard exposure.

Population

890

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.8/10

Coordinates

37.6291Β° N, 81.6876Β° W

Wyoming County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clear Fork

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clear Fork

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.