🌍 ClimateRiskCheck

Natural Disaster Risk in Colcord

West Virginia

6.2out of 10
High Risk

Risk Summary for Colcord

Colcord scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Winter Weather

All 18 Hazard Scores

Avalanche
9.5
Landslide
9.3
Winter Weather
8.2
Lightning
8.1
Wildfire
7.8
Earthquake
7.4
Hurricane
6.9
Ice Storm
6.9
Strong Wind
6.5
Cold Wave
5.6
Tsunami
5.4
Hail
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
2.9
Tornado
2.6
Extreme Heat
2.5
Riverine Flooding
1.0

How it compares

Colcord
6.2
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Colcord, West Virginia

Colcord is a small unincorporated community in Raleigh County, in the interior eastern United States. The area experiences cold winters, warm summers, and mountainous terrain that intensifies flooding, with flash flooding and winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Colcord.

FEMA rates Colcord's composite natural disaster risk at 6.2 out of 10 β€” high risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for landslide and winter risk in their preparedness planning.

Colcord's risk score, slightly above the 5.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Raleigh County, the highest-scoring are avalanche, landslide, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Colcord residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Colcord: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Colcord

These city-level factors differentiate Colcord from other communities in Raleigh County and provide geographic context for its hazard exposure.

Population

351

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.8/10

Coordinates

37.9544Β° N, 81.4466Β° W

Raleigh County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Colcord

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Colcord

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.