🌍 ClimateRiskCheck

Natural Disaster Risk in Fenwick

West Virginia

5.5out of 10
Moderate Risk

Risk Summary for Fenwick

Fenwick scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Cold Wave

All 18 Hazard Scores

Avalanche
9.5
Landslide
9.2
Cold Wave
9.1
Lightning
6.9
Hurricane
6.4
Winter Weather
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Earthquake
4.7
Ice Storm
4.7
Hail
4.2
Strong Wind
3.9
Drought
3.6
Tornado
2.1
Extreme Heat
2.0
Riverine Flooding
1.0

How it compares

Fenwick
5.5
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fenwick, West Virginia

Fenwick is a small unincorporated community in Nicholas County, in the interior eastern United States. The area experiences cold winters, warm summers, and mountainous terrain that intensifies flooding, with flash flooding and winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Fenwick.

According to FEMA's National Risk Index, Fenwick carries an overall risk score of 5.5/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to landslide and cold wave.

Fenwick's risk score, slightly above the 5.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Nicholas County, the highest-scoring are avalanche, landslide, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Fenwick residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Fenwick: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Fenwick

These city-level factors differentiate Fenwick from other communities in Nicholas County and provide geographic context for its hazard exposure.

Population

457

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

38.2266Β° N, 80.6264Β° W

Nicholas County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fenwick

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fenwick

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.