🌍 ClimateRiskCheck

Natural Disaster Risk in Forest Hill

West Virginia

4.8out of 10
Moderate Risk

Risk Summary for Forest Hill

Forest Hill scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Cold Wave

All 18 Hazard Scores

Avalanche
9.4
Landslide
8.9
Cold Wave
7.9
Hurricane
6.1
Wildfire
5.4
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Lightning
4.6
Earthquake
4.1
Drought
3.6
Ice Storm
3.1
Strong Wind
3.0
Hail
2.4
Tornado
1.8
Extreme Heat
1.5
Riverine Flooding
1.0

How it compares

Forest Hill
4.8
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Forest Hill, West Virginia

Located in the interior eastern United States in Summers County, Forest Hill is a small community of about 797. The humid continental climate that characterizes this part of West Virginia β€” marked by cold winters, warm summers, and mountainous terrain that intensifies flooding β€” directly influences the types and severity of natural hazards present, making Forest Hill a community where hazard awareness has real practical value.

FEMA rates Forest Hill's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for landslide and cold wave risk in their preparedness planning.

Relative to other U.S. communities, Forest Hill's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.0/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Summers County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Forest Hill residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Forest Hill: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Forest Hill

These city-level factors differentiate Forest Hill from other communities in Summers County and provide geographic context for its hazard exposure.

Population

797

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

37.5636Β° N, 80.8034Β° W

Summers County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Forest Hill

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Forest Hill

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.