🌍 ClimateRiskCheck

Natural Disaster Risk in Fort Ashby

West Virginia

5.0out of 10
Moderate Risk

Risk Summary for Fort Ashby

Fort Ashby scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
9.2
Landslide
8.8
Hurricane
7.3
Drought
5.7
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Hail
4.9
Coastal Flooding
4.9
Extreme Heat
4.2
Earthquake
4.1
Strong Wind
4.1
Lightning
4.0
Wildfire
3.5
Ice Storm
3.4
Tornado
2.9
Cold Wave
2.5
Riverine Flooding
1.0

How it compares

Fort Ashby
5.0
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fort Ashby, West Virginia

Fort Ashby, in Mineral County, is a small community of about 2,082 situated along the mid-Atlantic coast. Its humid continental climate brings cold winters, warm summers, and mountainous terrain that intensifies flooding, and in particular flash flooding and winter storms. These conditions collectively define the natural hazard environment that Fort Ashby residents and property owners must navigate.

Fort Ashby's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include landslide and hurricane.

Within West Virginia, Fort Ashby's risk is, near the 5.0/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Mineral County identifies avalanche as the foremost hazard, followed by landslide and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Fort Ashby residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Fort Ashby: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Fort Ashby

These city-level factors differentiate Fort Ashby from other communities in Mineral County and provide geographic context for its hazard exposure.

Population

2,082

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

39.4978Β° N, 78.7678Β° W

Mineral County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fort Ashby

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fort Ashby

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.