Natural Disaster Risk in Gilmer County
West Virginia
3.8out of 10
Risk Summary for Gilmer County
Below-average natural disaster risk. Fewer and less severe natural hazards affect this area.
Top Hazards
Landslide Avalanche Hurricane
All 18 Hazard Scores
Landslide 9.1
Avalanche 8.5
Hurricane 6.1
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Drought 3.3
Earthquake 2.8
Lightning 2.7
Extreme Heat 2.6
Cold Wave 2.5
Hail 2.3
Winter Weather 2.2
Strong Wind 2.0
Tornado 1.7
Ice Storm 1.7
Wildfire 1.4
Riverine Flooding 1.0
How it compares
Gilmer County 3.8
West Virginia avg. 5.0
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Gilmer County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.