Natural Disaster Risk in Coxs Mills
West Virginia
Risk Summary for Coxs Mills
Coxs Mills scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Landslide.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Coxs Mills, West Virginia
Located in the interior eastern United States in Gilmer County, Coxs Mills is a small unincorporated community. The humid continental climate that characterizes this part of West Virginia — marked by cold winters, warm summers, and mountainous terrain that intensifies flooding — directly influences the types and severity of natural hazards present, making Coxs Mills a community where hazard awareness has real practical value.
FEMA rates Coxs Mills's composite natural disaster risk at 3.8 out of 10 — low risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for avalanche and hurricane risk in their preparedness planning.
Relative to other U.S. communities, Coxs Mills's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.0/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Gilmer County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Coxs Mills is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers landslide — remains prudent for all residents.
What this means for Coxs Mills: Landslide preparedness
- Standard insurance generally excludes landslide and earth-movement damage — ask about specialized coverage.
- Have an evacuation plan ready during periods of intense or prolonged rainfall.
- Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
Local Factors for Coxs Mills
These city-level factors differentiate Coxs Mills from other communities in Gilmer County and provide geographic context for its hazard exposure.
Population
483
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 39.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 1.4/10
Coordinates
39.0248° N, 80.8470° W
Gilmer County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Coxs Mills
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Coxs Mills
Other cities in West Virginia
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.