🌍 ClimateRiskCheck

Natural Disaster Risk in Grantsville

West Virginia

4.1out of 10
Moderate Risk

Risk Summary for Grantsville

Grantsville scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hurricane

All 18 Hazard Scores

Landslide
9.2
Avalanche
8.3
Hurricane
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
3.9
Ice Storm
3.8
Earthquake
3.4
Extreme Heat
3.0
Lightning
2.9
Cold Wave
2.8
Winter Weather
2.7
Hail
2.6
Strong Wind
2.2
Tornado
1.7
Wildfire
1.6
Riverine Flooding
1.0

How it compares

Grantsville
4.1
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Grantsville, West Virginia

Located in the interior eastern United States in Calhoun County, Grantsville is a small community of about 2,089. The humid continental climate that characterizes this part of West Virginia β€” marked by cold winters, warm summers, and mountainous terrain that intensifies flooding β€” directly influences the types and severity of natural hazards present, making Grantsville a community where hazard awareness has real practical value.

Grantsville's overall natural disaster risk is rated 4.1/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include avalanche and hurricane.

Relative to other U.S. communities, Grantsville's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.0/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Calhoun County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Grantsville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Grantsville: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Grantsville

These city-level factors differentiate Grantsville from other communities in Calhoun County and provide geographic context for its hazard exposure.

Population

2,089

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

38.9137Β° N, 81.0763Β° W

Calhoun County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Grantsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Grantsville

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.