🌍 ClimateRiskCheck

Natural Disaster Risk in Harrisville

West Virginia

3.8out of 10
Low Risk

Risk Summary for Harrisville

Harrisville scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hurricane Tsunami

All 18 Hazard Scores

Landslide
9.0
Hurricane
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.3
Lightning
3.4
Earthquake
3.2
Extreme Heat
2.9
Ice Storm
2.8
Hail
2.6
Cold Wave
2.4
Winter Weather
2.3
Strong Wind
2.1
Tornado
2.0
Wildfire
1.6
Riverine Flooding
1.0

How it compares

Harrisville
3.8
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Harrisville, West Virginia

Harrisville, in Ritchie County, is a town of roughly 3,270 residents situated in the interior eastern United States. Its humid continental climate brings cold winters, warm summers, and mountainous terrain that intensifies flooding, and in particular flash flooding and winter storms. These conditions collectively define the natural hazard environment that Harrisville residents and property owners must navigate.

Harrisville's overall natural disaster risk is rated 3.8/10 (Low) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include hurricane and tsunami.

Within West Virginia, Harrisville's risk is, slightly below the 5.0/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Ritchie County identifies landslide as the foremost hazard, followed by hurricane and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, Harrisville is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers landslide β€” remains prudent for all residents.

What this means for Harrisville: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Harrisville

These city-level factors differentiate Harrisville from other communities in Ritchie County and provide geographic context for its hazard exposure.

Population

3,270

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

39.1546Β° N, 81.0571Β° W

Ritchie County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Harrisville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Harrisville

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.