🌍 ClimateRiskCheck

Natural Disaster Risk in Hundred

West Virginia

4.4out of 10
Moderate Risk

Risk Summary for Hundred

Hundred scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hurricane

All 18 Hazard Scores

Landslide
9.0
Avalanche
8.6
Hurricane
6.7
Tsunami
5.4
Lightning
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.1
Hail
3.8
Drought
3.5
Extreme Heat
3.3
Earthquake
3.2
Cold Wave
3.0
Tornado
2.6
Strong Wind
2.4
Wildfire
2.2
Winter Weather
1.9
Riverine Flooding
1.0

How it compares

Hundred
4.4
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hundred, West Virginia

Hundred is a small community of about 523 in Wetzel County, in the interior eastern United States. The area experiences cold winters, warm summers, and mountainous terrain that intensifies flooding, with flash flooding and winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hundred.

FEMA rates Hundred's composite natural disaster risk at 4.4 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for avalanche and hurricane risk in their preparedness planning.

Hundred's risk score, slightly below the 5.0/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Wetzel County, the highest-scoring are landslide, avalanche, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Hundred's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Hundred: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Hundred

These city-level factors differentiate Hundred from other communities in Wetzel County and provide geographic context for its hazard exposure.

Population

523

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

39.6978Β° N, 80.4326Β° W

Wetzel County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hundred

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hundred

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.