🌍 ClimateRiskCheck

Natural Disaster Risk in Inwood

West Virginia

6.3out of 10
High Risk

Risk Summary for Inwood

Inwood scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Strong Wind Avalanche

All 18 Hazard Scores

Hurricane
8.7
Strong Wind
8.7
Avalanche
8.4
Landslide
7.9
Extreme Heat
7.6
Winter Weather
7.4
Drought
7.2
Earthquake
7.0
Hail
6.8
Lightning
6.3
Tsunami
5.4
Volcanic Activity
5.1
Tornado
5.0
Coastal Flooding
4.9
Ice Storm
4.3
Wildfire
4.0
Cold Wave
2.5
Riverine Flooding
1.0

How it compares

Inwood
6.3
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Inwood, West Virginia

Located along the mid-Atlantic coast in Berkeley County, Inwood is a city of approximately 14,825 residents. The humid continental climate that characterizes this part of West Virginia β€” marked by cold winters, warm summers, and mountainous terrain that intensifies flooding β€” directly influences the types and severity of natural hazards present, making Inwood a community where hazard awareness has real practical value.

Inwood's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include wind and avalanche.

Relative to other U.S. communities, Inwood's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.0/10 state average. The hazard distribution here is led by hurricane and wind, as measured by FEMA across Berkeley County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Inwood residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Inwood: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Inwood

These city-level factors differentiate Inwood from other communities in Berkeley County and provide geographic context for its hazard exposure.

Population

14,825

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.0/10

Coordinates

39.3741Β° N, 78.0273Β° W

Berkeley County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Inwood

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Inwood

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.