🌍 ClimateRiskCheck

Natural Disaster Risk in Lumberport

West Virginia

5.8out of 10
Moderate Risk

Risk Summary for Lumberport

Lumberport scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hail

All 18 Hazard Scores

Landslide
8.7
Avalanche
8.3
Hail
7.7
Lightning
7.7
Hurricane
7.4
Winter Weather
6.4
Ice Storm
6.0
Earthquake
5.8
Tsunami
5.4
Strong Wind
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.7
Tornado
4.3
Drought
4.3
Wildfire
3.5
Cold Wave
2.8
Riverine Flooding
1.0

How it compares

Lumberport
5.8
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lumberport, West Virginia

Lumberport is a small community of about 2,243 in Harrison County, in the interior eastern United States. The area experiences cold winters, warm summers, and mountainous terrain that intensifies flooding, with flash flooding and winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lumberport.

FEMA rates Lumberport's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for avalanche and hail risk in their preparedness planning.

Lumberport's risk score, slightly above the 5.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Harrison County, the highest-scoring are landslide, avalanche, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Lumberport's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Lumberport: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Lumberport

These city-level factors differentiate Lumberport from other communities in Harrison County and provide geographic context for its hazard exposure.

Population

2,243

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

39.3988Β° N, 80.4026Β° W

Harrison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lumberport

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lumberport

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.