🌍 ClimateRiskCheck

Natural Disaster Risk in Masontown

West Virginia

5.1out of 10
Moderate Risk

Risk Summary for Masontown

Masontown scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
9.3
Landslide
8.7
Hurricane
7.0
Winter Weather
6.1
Strong Wind
5.8
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.3
Ice Storm
3.9
Drought
3.8
Earthquake
3.7
Wildfire
3.6
Tornado
3.6
Extreme Heat
2.9
Cold Wave
2.8
Riverine Flooding
1.0

How it compares

Masontown
5.1
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Masontown, West Virginia

Masontown is a small community of about 2,067 in Preston County, along the mid-Atlantic coast. The area experiences cold winters, warm summers, and mountainous terrain that intensifies flooding, with flash flooding and winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Masontown.

FEMA rates Masontown's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for landslide and hurricane risk in their preparedness planning.

Masontown's risk score, near the 5.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Preston County, the highest-scoring are avalanche, landslide, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Masontown's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Masontown: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Masontown

These city-level factors differentiate Masontown from other communities in Preston County and provide geographic context for its hazard exposure.

Population

2,067

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

39.5730Β° N, 79.7904Β° W

Preston County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Masontown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Masontown

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.