🌍 ClimateRiskCheck

Natural Disaster Risk in Mathias

West Virginia

5.1out of 10
Moderate Risk

Risk Summary for Mathias

Mathias scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
9.4
Landslide
9.1
Hurricane
8.2
Wildfire
6.2
Drought
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.5
Cold Wave
4.3
Winter Weather
4.2
Earthquake
4.1
Strong Wind
4.0
Lightning
3.2
Extreme Heat
3.1
Tornado
2.7
Ice Storm
2.6
Riverine Flooding
1.0

How it compares

Mathias
5.1
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mathias, West Virginia

Mathias, in Hardy County, is a small community of about 1,525 situated along the mid-Atlantic coast. Its humid continental climate brings cold winters, warm summers, and mountainous terrain that intensifies flooding, and in particular flash flooding and winter storms. These conditions collectively define the natural hazard environment that Mathias residents and property owners must navigate.

According to FEMA's National Risk Index, Mathias carries an overall risk score of 5.1/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to landslide and hurricane.

Within West Virginia, Mathias's risk is, near the 5.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hardy County identifies avalanche as the foremost hazard, followed by landslide and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Mathias residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Mathias: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Mathias

These city-level factors differentiate Mathias from other communities in Hardy County and provide geographic context for its hazard exposure.

Population

1,525

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

38.8818Β° N, 78.8769Β° W

Hardy County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mathias

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mathias

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.