🌍 ClimateRiskCheck

Natural Disaster Risk in Millville

West Virginia

5.7out of 10
Moderate Risk

Risk Summary for Millville

Millville scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Drought Hurricane

All 18 Hazard Scores

Avalanche
8.5
Hurricane
7.9
Drought
7.9
Strong Wind
7.2
Earthquake
6.7
Extreme Heat
6.6
Winter Weather
6.3
Landslide
6.2
Lightning
5.5
Tsunami
5.4
Hail
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.4
Wildfire
3.2
Ice Storm
2.9
Cold Wave
2.4
Riverine Flooding
1.0

How it compares

Millville
5.7
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Millville, West Virginia

Millville is a small unincorporated community in Jefferson County, along the mid-Atlantic coast. The area experiences cold winters, warm summers, and mountainous terrain that intensifies flooding, with flash flooding and winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Millville.

According to FEMA's National Risk Index, Millville carries an overall risk score of 5.7/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to drought and hurricane.

Millville's risk score, slightly above the 5.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jefferson County, the highest-scoring are avalanche, drought, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Millville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Millville: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Millville

These city-level factors differentiate Millville from other communities in Jefferson County and provide geographic context for its hazard exposure.

Population

120

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.2/10

Coordinates

39.2956Β° N, 77.7866Β° W

Jefferson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Millville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Millville

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.