🌍 ClimateRiskCheck

Natural Disaster Risk in Mineral Wells

West Virginia

5.7out of 10
Moderate Risk

Risk Summary for Mineral Wells

Mineral Wells scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Lightning Ice Storm

All 18 Hazard Scores

Landslide
8.9
Lightning
7.9
Ice Storm
7.8
Hurricane
7.3
Extreme Heat
7.2
Strong Wind
6.7
Hail
6.3
Earthquake
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.2
Tornado
4.1
Drought
3.7
Wildfire
3.5
Cold Wave
2.7
Riverine Flooding
1.0

How it compares

Mineral Wells
5.7
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mineral Wells, West Virginia

Located in the interior eastern United States in Wood County, Mineral Wells is a town of roughly 5,869 residents. The humid continental climate that characterizes this part of West Virginia β€” marked by cold winters, warm summers, and mountainous terrain that intensifies flooding β€” directly influences the types and severity of natural hazards present, making Mineral Wells a community where hazard awareness has real practical value.

Mineral Wells's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include lightning and ice storm.

Relative to other U.S. communities, Mineral Wells's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.0/10 state average. The hazard distribution here is led by landslide and lightning, as measured by FEMA across Wood County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Mineral Wells's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Mineral Wells: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Mineral Wells

These city-level factors differentiate Mineral Wells from other communities in Wood County and provide geographic context for its hazard exposure.

Population

5,869

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

39.1566Β° N, 81.5370Β° W

Wood County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mineral Wells

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mineral Wells

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.