🌍 ClimateRiskCheck

Natural Disaster Risk in Naoma

West Virginia

6.2out of 10
High Risk

Risk Summary for Naoma

Naoma scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Winter Weather

All 18 Hazard Scores

Avalanche
9.5
Landslide
9.3
Winter Weather
8.2
Lightning
8.1
Wildfire
7.8
Earthquake
7.4
Hurricane
6.9
Ice Storm
6.9
Strong Wind
6.5
Cold Wave
5.6
Tsunami
5.4
Hail
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
2.9
Tornado
2.6
Extreme Heat
2.5
Riverine Flooding
1.0

How it compares

Naoma
6.2
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Naoma, West Virginia

Located in the interior eastern United States in Raleigh County, Naoma is a small community of about 1,321. The humid continental climate that characterizes this part of West Virginia β€” marked by cold winters, warm summers, and mountainous terrain that intensifies flooding β€” directly influences the types and severity of natural hazards present, making Naoma a community where hazard awareness has real practical value.

FEMA rates Naoma's composite natural disaster risk at 6.2 out of 10 β€” high risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for landslide and winter risk in their preparedness planning.

Relative to other U.S. communities, Naoma's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.0/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Raleigh County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Naoma residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Naoma: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Naoma

These city-level factors differentiate Naoma from other communities in Raleigh County and provide geographic context for its hazard exposure.

Population

1,321

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.8/10

Coordinates

37.8674Β° N, 81.4973Β° W

Raleigh County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Naoma

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Naoma

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.