🌍 ClimateRiskCheck

Natural Disaster Risk in Tad

West Virginia

7.2out of 10
High Risk

Risk Summary for Tad

Tad scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Extreme Heat

All 18 Hazard Scores

Landslide
9.7
Avalanche
9.5
Extreme Heat
9.3
Lightning
9.2
Strong Wind
9.0
Winter Weather
8.9
Hail
8.5
Ice Storm
8.5
Earthquake
7.9
Hurricane
7.6
Wildfire
6.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.3
Cold Wave
4.1
Drought
3.3
Riverine Flooding
1.0

How it compares

Tad
7.2
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tad, West Virginia

Located in the interior eastern United States in Kanawha County, Tad is a small unincorporated community. The humid continental climate that characterizes this part of West Virginia β€” marked by cold winters, warm summers, and mountainous terrain that intensifies flooding β€” directly influences the types and severity of natural hazards present, making Tad a community where hazard awareness has real practical value.

Tad's overall natural disaster risk is rated 7.2/10 (High) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include avalanche and heat.

Relative to other U.S. communities, Tad's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.0/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Kanawha County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Tad's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Tad: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Tad

These city-level factors differentiate Tad from other communities in Kanawha County and provide geographic context for its hazard exposure.

Population

64

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.6/10

Coordinates

38.3489Β° N, 81.4865Β° W

Kanawha County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tad

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tad

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.