🌍 ClimateRiskCheck

Natural Disaster Risk in Terra Alta

West Virginia

5.1out of 10
Moderate Risk

Risk Summary for Terra Alta

Terra Alta scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
9.3
Landslide
8.7
Hurricane
7.0
Winter Weather
6.1
Strong Wind
5.8
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.3
Ice Storm
3.9
Drought
3.8
Earthquake
3.7
Wildfire
3.6
Tornado
3.6
Extreme Heat
2.9
Cold Wave
2.8
Riverine Flooding
1.0

How it compares

Terra Alta
5.1
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Terra Alta, West Virginia

Terra Alta, in Preston County, is a town of roughly 4,175 residents situated along the mid-Atlantic coast. Its humid continental climate brings cold winters, warm summers, and mountainous terrain that intensifies flooding, and in particular flash flooding and winter storms. These conditions collectively define the natural hazard environment that Terra Alta residents and property owners must navigate.

According to FEMA's National Risk Index, Terra Alta carries an overall risk score of 5.1/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to landslide and hurricane.

Within West Virginia, Terra Alta's risk is, near the 5.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Preston County identifies avalanche as the foremost hazard, followed by landslide and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Terra Alta residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Terra Alta: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Terra Alta

These city-level factors differentiate Terra Alta from other communities in Preston County and provide geographic context for its hazard exposure.

Population

4,175

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

39.4504Β° N, 79.5603Β° W

Preston County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Terra Alta

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Terra Alta

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.