🌍 ClimateRiskCheck

Natural Disaster Risk in Upshur County

West Virginia

4.9out of 10
Moderate Risk

Risk Summary for Upshur County

Upshur County scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hurricane

All 18 Hazard Scores

Landslide
9.2
Avalanche
8.7
Hurricane
6.5
Lightning
6.3
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.1
Drought
4.9
Winter Weather
4.9
Coastal Flooding
4.9
Hail
4.3
Earthquake
4.2
Ice Storm
4.0
Strong Wind
2.9
Tornado
2.4
Extreme Heat
2.3
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Upshur County
4.9
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Upshur County, West Virginia

Situated in the United States, Upshur County in West Virginia experiences a humid continental climate marked by cold winters, warm summers, and mountainous terrain that intensifies flooding. Flash flooding and winter storms is a defining feature of the regional hazard profile that affects residents and property owners countywide.

FEMA rates Upshur County's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for avalanche and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Upshur County's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.0/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Upshur County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Upshur County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Upshur County: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Cities in Upshur County

ZIP codes in Upshur County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.