🌍 ClimateRiskCheck

Natural Disaster Risk in French Creek

West Virginia

4.9out of 10
Moderate Risk

Risk Summary for French Creek

French Creek scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hurricane

All 18 Hazard Scores

Landslide
9.2
Avalanche
8.7
Hurricane
6.5
Lightning
6.3
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.1
Drought
4.9
Winter Weather
4.9
Coastal Flooding
4.9
Hail
4.3
Earthquake
4.2
Ice Storm
4.0
Strong Wind
2.9
Tornado
2.4
Extreme Heat
2.3
Wildfire
2.2
Riverine Flooding
1.0

How it compares

French Creek
4.9
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: French Creek, West Virginia

French Creek, in Upshur County, is a town of roughly 2,883 residents situated in the interior eastern United States. Its humid continental climate brings cold winters, warm summers, and mountainous terrain that intensifies flooding, and in particular flash flooding and winter storms. These conditions collectively define the natural hazard environment that French Creek residents and property owners must navigate.

French Creek's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include avalanche and hurricane.

Within West Virginia, French Creek's risk is, near the 5.0/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Upshur County identifies landslide as the foremost hazard, followed by avalanche and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, French Creek residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for French Creek: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for French Creek

These city-level factors differentiate French Creek from other communities in Upshur County and provide geographic context for its hazard exposure.

Population

2,883

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

38.8451Β° N, 80.2680Β° W

Upshur County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for French Creek

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in French Creek

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.