🌍 ClimateRiskCheck

Natural Disaster Risk in Wiley Ford

West Virginia

5.0out of 10
Moderate Risk

Risk Summary for Wiley Ford

Wiley Ford scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
9.2
Landslide
8.8
Hurricane
7.3
Drought
5.7
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Hail
4.9
Coastal Flooding
4.9
Extreme Heat
4.2
Earthquake
4.1
Strong Wind
4.1
Lightning
4.0
Wildfire
3.5
Ice Storm
3.4
Tornado
2.9
Cold Wave
2.5
Riverine Flooding
1.0

How it compares

Wiley Ford
5.0
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wiley Ford, West Virginia

Wiley Ford, in Mineral County, is a small unincorporated community situated along the mid-Atlantic coast. Its humid continental climate brings cold winters, warm summers, and mountainous terrain that intensifies flooding, and in particular flash flooding and winter storms. These conditions collectively define the natural hazard environment that Wiley Ford residents and property owners must navigate.

According to FEMA's National Risk Index, Wiley Ford carries an overall risk score of 5.0/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to landslide and hurricane.

Within West Virginia, Wiley Ford's risk is, near the 5.0/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Mineral County identifies avalanche as the foremost hazard, followed by landslide and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Wiley Ford's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Wiley Ford: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Wiley Ford

These city-level factors differentiate Wiley Ford from other communities in Mineral County and provide geographic context for its hazard exposure.

Population

393

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

39.6158Β° N, 78.7567Β° W

Mineral County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wiley Ford

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wiley Ford

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.