🌍 ClimateRiskCheck

Natural Disaster Risk in Winfield

West Virginia

5.4out of 10
Moderate Risk

Risk Summary for Winfield

Winfield scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Extreme Heat Ice Storm

All 18 Hazard Scores

Landslide
9.1
Extreme Heat
8.6
Ice Storm
7.2
Hurricane
6.8
Lightning
5.8
Wildfire
5.7
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Earthquake
5.0
Coastal Flooding
4.9
Winter Weather
4.7
Hail
4.6
Avalanche
4.5
Strong Wind
4.1
Tornado
2.9
Cold Wave
2.5
Riverine Flooding
1.0

How it compares

Winfield
5.4
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Winfield, West Virginia

Winfield is a town of roughly 6,224 residents in Putnam County, in the interior eastern United States. The area experiences cold winters, warm summers, and mountainous terrain that intensifies flooding, with flash flooding and winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Winfield.

According to FEMA's National Risk Index, Winfield carries an overall risk score of 5.4/10, placing it in the moderate category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to heat and ice storm.

Winfield's risk score, slightly above the 5.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Putnam County, the highest-scoring are landslide, heat, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Winfield's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Winfield: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Winfield

These city-level factors differentiate Winfield from other communities in Putnam County and provide geographic context for its hazard exposure.

Population

6,224

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

38.5078Β° N, 81.9180Β° W

Putnam County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Winfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Winfield

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.