🌍 ClimateRiskCheck

Natural Disaster Risk in Caledonia

Wisconsin

6.8out of 10
High Risk

Risk Summary for Caledonia

Caledonia scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Tornado Coastal Flooding

All 18 Hazard Scores

Cold Wave
9.7
Tornado
9.4
Hail
9.0
Coastal Flooding
9.0
Strong Wind
8.8
Extreme Heat
8.5
Lightning
8.5
Winter Weather
7.8
Earthquake
6.6
Ice Storm
5.6
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Hurricane
4.6
Avalanche
4.5
Landslide
4.2
Wildfire
3.9
Riverine Flooding
1.0

How it compares

Caledonia
6.8
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Caledonia, Wisconsin

Caledonia, in Racine County, is a town of roughly 3,060 residents situated in the Great Lakes region. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Caledonia residents and property owners must navigate.

Caledonia's overall natural disaster risk is rated 6.8/10 (High) by FEMA's National Risk Index. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Secondary hazards include tornado and coastal flood.

Within Wisconsin, Caledonia's risk is, slightly above the 5.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Racine County identifies cold wave as the foremost hazard, followed by tornado and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Caledonia residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Caledonia: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Caledonia

These city-level factors differentiate Caledonia from other communities in Racine County and provide geographic context for its hazard exposure.

Population

3,060

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 42.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

42.8204Β° N, 87.9470Β° W

Racine County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Caledonia

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Caledonia

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.