🌍 ClimateRiskCheck

Natural Disaster Risk in Racine County

Wisconsin

6.8out of 10
High Risk

Risk Summary for Racine County

Racine County scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Tornado Coastal Flooding

All 18 Hazard Scores

Cold Wave
9.7
Tornado
9.4
Hail
9.0
Coastal Flooding
9.0
Strong Wind
8.8
Extreme Heat
8.5
Lightning
8.5
Winter Weather
7.8
Earthquake
6.6
Ice Storm
5.6
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Hurricane
4.6
Avalanche
4.5
Landslide
4.2
Wildfire
3.9
Riverine Flooding
1.0

How it compares

Racine County
6.8
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Racine County, Wisconsin

Racine County is located in the United States in Wisconsin, home to roughly 197,542 residents. The county experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Racine County carries an overall risk score of 6.8/10, placing it in the high category. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. The area also faces notable exposure to tornado and coastal flood.

Racine County's risk score, slightly above the 5.4/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Racine County, the highest-scoring are cold wave, tornado, and coastal flood. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Racine County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Racine County: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Cities in Racine County

ZIP codes in Racine County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.