🌍 ClimateRiskCheck

Natural Disaster Risk in Door County

Wisconsin

4.9out of 10
Moderate Risk

Risk Summary for Door County

Door County scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Cold Wave Hail

All 18 Hazard Scores

Coastal Flooding
9.2
Cold Wave
8.7
Hail
7.6
Lightning
5.5
Tornado
5.4
Tsunami
5.4
Strong Wind
5.3
Volcanic Activity
5.1
Ice Storm
5.0
Wildfire
4.7
Landslide
4.7
Avalanche
4.5
Winter Weather
3.4
Earthquake
2.4
Hurricane
2.4
Extreme Heat
2.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Door County
4.9
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Door County, Wisconsin

Situated in the United States, Door County in Wisconsin experiences a humid continental climate marked by long, cold winters with lake-effect snow and warm summers. Severe blizzards and spring tornado outbreaks is a defining feature of the regional hazard profile that affects residents and property owners countywide.

FEMA rates Door County's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for cold wave and hail risk in their preparedness planning.

Relative to other U.S. communities, Door County's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.4/10 state average. The hazard distribution here is led by coastal flood and cold wave, as measured by FEMA across Door County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Door County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Door County: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Cities in Door County

ZIP codes in Door County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.