Natural Disaster Risk in Washington Island

Natural Hazard Profile: Washington Island, Wisconsin

Washington Island, in Door County, is a small community of about 803 situated in the Great Lakes region. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Washington Island residents and property owners must navigate.

According to FEMA's National Risk Index, Washington Island carries an overall risk score of 4.9/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to cold wave and hail.

Within Wisconsin, Washington Island's risk is, slightly below the 5.4/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Door County identifies coastal flood as the foremost hazard, followed by cold wave and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Washington Island's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.