Natural Disaster Risk in Pepin
Wisconsin
Risk Summary for Pepin
Pepin scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Landslide.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Pepin, Wisconsin
Located in the interior eastern United States in Pepin County, Pepin is a small community of about 1,392. The humid continental climate that characterizes this part of Wisconsin β marked by long, cold winters with lake-effect snow and warm summers β directly influences the types and severity of natural hazards present, making Pepin a community where hazard awareness has real practical value.
Pepin's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include hail and tsunami.
Relative to other U.S. communities, Pepin's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.4/10 state average. The hazard distribution here is led by landslide and hail, as measured by FEMA across Pepin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Pepin carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β landslide β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Pepin: Landslide preparedness
- Standard insurance generally excludes landslide and earth-movement damage β ask about specialized coverage.
- Have an evacuation plan ready during periods of intense or prolonged rainfall.
- Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
Local Factors for Pepin
These city-level factors differentiate Pepin from other communities in Pepin County and provide geographic context for its hazard exposure.
Population
1,392
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 44.5Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.4/10
Coordinates
44.4894Β° N, 92.1232Β° W
Pepin County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Pepin
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Pepin
Other cities in Wisconsin
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.