🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 54759

Pepin, Wisconsin

3.9out of 10
Low Risk

Risk Summary for ZIP 54759

ZIP 54759 scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Tsunami

All 18 Hazard Scores

Landslide
7.7
Hail
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.5
Avalanche
4.5
Drought
4.3
Cold Wave
4.3
Tornado
4.0
Extreme Heat
3.3
Ice Storm
3.0
Winter Weather
2.5
Lightning
2.5
Hurricane
2.4
Wildfire
1.4
Earthquake
1.3
Riverine Flooding
1.0

How it compares

ZIP 54759
3.9
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 54759, Wisconsin

ZIP 54759 covers part of the Pepin area, in the interior eastern United States. The surrounding region experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 54759's composite natural disaster risk at 3.9 out of 10 β€” low risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for hail and tsunami risk in their preparedness planning.

ZIP 54759's risk score, considerably below the 5.4/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are landslide, hail, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 54759 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” landslide β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 54759: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Risk for the surrounding area

Local Factors for ZIP 54759

These city-level factors differentiate ZIP 54759 from other communities in Wisconsin County and provide geographic context for its hazard exposure.

Population

1,392

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.4/10

Coordinates

44.4894Β° N, 92.1232Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 54759

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.